If you’re booking a chimney sweep in Somerville this fall, ‘licensed and insured’ isn’t just a formality, it’s what keeps you safe. Some homeowners think all certified sweeps follow the same rules, but state requirements and insurance don’t work the same everywhere. Felix Chimney Company has an active Massachusetts license and full liability coverage, so if anything goes wrong, you’re protected. Here’s what to check before hiring, and why older brick homes on streets like College Avenue need closer attention.
Myth: ‘Licensed’ in Somerville Means All Chimney Sweeps Follow the Same Rules
Here’s the catch: Massachusetts doesn’t require a statewide chimney sweep license, but Somerville’s high concentration of pre-1950s homes means local regulations matter. Some sweeps operate under a general contractor’s license, while others, like Felix Chimney Company, hold a specialized chimney service license through the state. Why does it matter? Older Somerville chimneys (think Davis Square or Union Square row houses) often have hidden damage from decades of moisture or poor flashing. A licensed sweep knows where to look. Check our credentials here, and ask for proof before they climb your roof.
What ‘Insured’ Really Protects You From (And What It Won’t Fix)
Insurance isn’t a one-size-fits-all shield. A basic ‘workers’ comp’ policy only protects the crew if they’re injured on your property. For full protection, your Somerville chimney sweep should carry general liability insurance, which covers damage to your home or fireplace during service. Felix Chimney Company’s policy extends to $2 million in coverage, so if a sweep accidentally cracks your masonry or damages a gas line, you’re not left paying the bill. Pro tip: Ask to see the certificate of insurance before hiring. No red tape? That’s a red flag. Need a free written estimate?, we’ll share our policy details up front.